Getting pre-qualified helps determine how much you can afford based on specific financial information that you share with your lender. The lender does not verify the information, and consequently there is no guarantee that you will qualify for the loan amount. Getting pre-approved requires that the lender verify all your financial information and a commitment is made to lend the specified amount. This gives you significant buying power with a seller as you are as having an with an approved loan.

What's Pre-Qualification?

Pre-qualification is an informal discussion between borrower and lender. The lender estimates the amount that you can borrow based solely on what you tell them about your income and assets. The lender does no verification and is not bound to make the loan when you're ready to buy. On the other hand, loan pre-approval is based on documented and verified information regarding your employment, your income, your liabilities, your assets and the cash you have available to close on a home purchase.

How is Pre-Approval better?

To a seller, a lender's pre-approval letter is considerably stronger than a pre-qualification letter. Once a seller knows your finances are secure, your offer is stronger. Pre-approval also gives you peace of mind in the real estate market, knowing that you will qualify for the proper mortgage amount.

We can answer your questions about area communities and help you find the right Signature Service GMAC Real Estate Salesperson. We specialize in the Mississauga region and will also arrange for a comprehensive tour of the area to view specific properties when you're ready to come visit us.

Our experts are available and will send you a helpful Relocation Kit, stuffed full of valuable information and resources. We also offer assistance moving into and out of the area, corporate services, rental assistance, and help with your home sale regardless of where you currently reside.

Our Mississauga real estate agents are willing and ready to serve you at their fullest with your buying needs. A few of the many services we offer include:

Complimentary Mississauga Area Tours
Free Mississauga Relocation Kits
Assistance with your Move into the Mississauga Market

Count on us to make your next move your best yet!

Whether you're interested in purchasing a second home, or selling a property you currently own, we can help! Regardless of where you're looking to buy or sell, our team can assist you the information, contacts and resources you need.

If you're interested in purchasing a second home, just let us know the areas in which you're looking. Whether it is in the Mississauga region or the Oakville, Brampton and Toronto region we will be able to help you; virtually any location we are willing and ready to assist. We'll make sure you're provided with comprehensive information packages, scheduling tours or visits, area experts to assist you with your home search, and so much more.

Signature Service Financial

The "Signature Service Team" allows you to dream big! Our innovative mortgage and financial products are your first and only destination when shopping for a mortgage. We'll assist you in reaching your goals and opening doors to new and exciting opportunities. We will help you purchase or sell your home within Mississauga and others regions at the best value. We offer up to 95% financing on purchasing which will enable you to purchase your new home with the peace of mind knowing you will be able to get your dream home.

Relocation/Move Services

At Signature Service GMAC Real Estate we can help you with all of your in-town and out-of-town real estate needs through our broad network of relocation and referral services. Our real estate agents are ready to help you buy or sell a primary home or even purchase a vacation home. With our local expertise being in Mississauga we can provide the best service within and outside its region as we have experts at your disposal at all locations.